Showing Homes in the Rain!

(04/06/18) Today I showed homes in the RAIN! It’s good to see homes in the rain because you can see if the home will…




How To Pay Down Your Mortgage Faster

(08/10/17) Did you know that if you were to pay an extra $100 per month, you’d pay off your mortgage 6 years sooner and save almost $30,000…




Why Buy Now?

(12/20/16) Interest rates have been increasing since late November 2016. They are projected to continue to rise through 2017. What does this mean for you, Mr Buyer? It means…



Homebuyer Safety Tip: GFCI Outlets [VIDEO]

(12/13/16) Now’s a great time to test your Ground-fault circuit interrupter (GFCI) outlets. You’ll find them around wet areas, such as bathrooms, kitchens, and outdoor. Make sure…


authorized user

Homebuyer Tip: Ways to Improve Credit Score #5

(08/30/16) BECOME AN AUTHORIZED USER: Being an “authorized user” means someone…


negotiate with creditors

Homebuyer Tip: Ways to Improve Credit Score #4

(08/26/16) NEGOTIATE WITH CREDITORS: So you were late or missed payments on a credit card…




Homebuyer Tip: Ways to Improve Credit Score #3

(08/24/16) PAY BILLS ON TIME: One of the biggest items in a good credit score is simply…



credit card balance

Homebuyer Tip: Ways to Improve Credit Score #2

(08/22/16) WATCH YOUR CREDIT CARD BALANCES: One of the items your score considers is much revolving…


eliminate credit cards

Homebuyer Tip: Ways to Improve Credit Score #1

(08/20/16) ELIMINATE CREDIT CARD BALANCES! One of the items your score considers is just how many of your cards…



Homebuyers: Understanding Closing Cost #6

(07/19/16) “WIRE TRANSFER” Fee. As a buyer, you may be asked to wire the closing cost (minus the earnest money) to the escrow…



img_1278.jpgHomebuyers: Understanding Closing Cost #5

(07/18/16) “NOTARY” Fee. When signing loan documents, you need an authorized witness…


img_1232-1.jpgHomebuyers: Understanding Closing Cost #4

(07/14/16) “CREDIT REPORT” Fee. Mortgage lenders usually review your credit report from all three credit bureaus and obtain scores…



Homebuyers: Understanding Closing Cost #3

(07/13/16) “APPRAISAL” Fee. This fee is usually paid upfront. The appraisal determines the value of the home…



Homebuyers: Understanding Closing Cost #2

(07/02/16) Non-recurring (one-time expense) Closing Cost: “ESCROW” Fees Typically, the buyer and seller split this fee 50/50. This is paid to the title/escrow company…


title insuranceHomebuyers: Understanding Closing Cost #1

(07/01/16) One of your fees as a buyer is “TITLE POLICY”, a Non-recurring (one-time expense) Closing Cost. “Title Insurance” protects real estate owners and lenders against any property loss…


sycamore videoBank Owned Trashout! Before & After [VIDEO]

(06/13/16) 406 Sycamore Ave, Modesto 95354. This bank owned had squatters who stripped the home & trashed it…


smokealarmsHomeowners: Are Your Smoke Alarms Safe? [VIDEO]

(06/06/16) Most of us have ionization smoke alarms in our homes. In fact, 90% of the homes inspected…


house prices risingHome Prices Rising in West Coast Cities

(12/08/15) The best U.S. cities for home price increases are located along the West Coast. Five high real estate values are located in California…


realtor-com 2Buyer Tip: How Much Can You Afford? [VIDEO]

(07/28/15) Unless you have a boatload of cash, you are probably going to need financing. But how much can you afford? …


buying home tip 13 Tips For 1st Time Homebuyers [VIDEO]

(07/11/15) Here are a few things you should think about before buying your first home. Featuring actress Elizabeth Banks. Learn what you …


foreclosures13 of 20 Largest Metro Areas Post Annual Increases in Foreclosure Activity

(06/26/15) REOs increased on a year-over-year basis for the third consecutive month, and scheduled foreclosure auctions have increased on a year-over-year basis…


zombie_forclosure_2014_01So Called “ZOMBIE” Foreclosures

(06/23/15) So-called “zombie” foreclosures have been known to lower property values of surrounding homes. But they also present…


Credit Myth 1Credit Score Myths 1

(06/11/15) There are a lot of myths about credit & FICO scores. There is a lot of myths about what actually affects one’s credit scores…


house short saleWhat is a Short Sale? [VIDEO]

(05/30/15) A Short Sale, is when you sell your home for less than the balance remaining on your mortgage. This video describes a short sale, courtesy of…


bulk-reo-investingFannie Mae’s First Bulk Sale of NPLS

(04/09/15) Fannie Mae announced on Wednesday that it will make available for purchase to qualified bidders a bundle of approximately 3,200 non-performing single-family residential mortgage loans (NPLs)…


prices risingReason To Buy Before Spring 2015

(02/24/15) Prices Will Continue to Rise! The Home Price Expectation Survey polls projects appreciation in home values over the next five years to be…


cost of waitingThe Cost of Waiting A Year

(02/05/15) Prices are increasing and the interest rate is expected to increase. According to Forbes, the interest rate is predicted…


low mortgage ratesNow’s the Time to BUY or Refinance a Home 

(01/13/15) Mortgage rates fell yet again, making 30-year loans at their lowest rate in almost two years. Mortgage company Freddie Mac said Thursday the nationwide average for…


interest-ratesWhy should you buy now instead of waiting? 

(12/19/13) First, interest rates are still at historical lows but are poised to increase in 2014. Over the past year, mortgage interest rates increased by about one percentage…


rent-vs-buyHouse Payment Cheaper Than Rent Payment 

(10/14/13) In today’s market; with historic low interest rates, it is actually cheaper to own real estate than paying rent. Take a $150,000 home, 3 bedroom…


home-equityHome Prices Up 12.4% in July 2013 

(09/05/13) Real Estate home prices rose 12.4% year-over-year in July according to DSNEWS. 12.4% increase from July 2012 to July 2013. This is the 17th consecutive…


house prices risingHighest Home Prices Since 2008 

(08/29/13) Home prices rose in June to their highest levels since 2008. According to DSNEWS, the median price of an existing single family residence rose…


time to buyDon’t wait too long to buy 

(08/16/13) With interest rates at an all time record low, now is the time to buy! Interest rates are rising and so are prices. The bottom of the market is over.


Time2BuyIt’s Time To Buy Real Estate

(08/07/13) Inventories are at historic lows. Home prices are skyrocketing. Two out of five home buyer applicants are…


zombie foreclosureZombie Foreclosures 

(03/25/13) According to DSNews, although the housing market is improving, the foreclosure nightmare for some folks is not even close…




Prices Will Continue to Fall in 2012 

(11/10/11) In the second quarter of 2011, single-family home prices fell 5.9 percent on an annual…





More Than 1/5 of Mortgages Underwater: Report 

(09/15/11) Nearly 10.9 million, or 22.5 percent, of all residential mortgages had negative equity at the end of the second quarter…




  • PMZ Real Estate Top Producer 2015
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